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Although 2025's cost-of-living adjustment (COLA) is smaller than 2024's, it's a sign of cooling inflation. It's also fairly in line with the average Social Security COLA over the past 10 years.
If CPI-E was used instead, retirees would receive a 3.0% COLA in 2025 (not to mention a higher 4.0% COLA in 2024 as well). But the overall change in benefits since the end of 2020 would actually ...