Homebuyers have stayed on the sidelines, waiting for lower mortgage rates. Based on how things are going, they'll be waiting ...

Despite falling mortgage rates during most of the month, sales of existing homes fell by a full percentage point in September ...

When the Federal Reserve dropped its benchmark interest rate on Sept. 18, a couple of wannabe homebuyers in Colorado felt sure it would translate to lower mortgage rates. They hoped that would finally ...

Rosedale Federal Savings and Loan Association recommends that all borrowers have a debt-to-income (DTI) ratio of no more than 43%. Rosedale Federal Savings and Loan Association’s maximum DTI ratio ...

Lenders prefer a front-end DTI of 28% or less and a back-end DTI of 36% or less. You can still qualify for a home loan if ...

Vice President Kamala Harris and former president Donald Trump have put out proposals that they contend will make the ...

Most home buyers in Canada will encounter the stress test when applying for a mortgage. Here’s how it works and what it means ...

Mortgage rates have been moving two directions recently and both of them are "up."  Only the pace changes.  Today's pace was ...

The biggest single reason homeownership is out of reach for many is there aren’t nearly enough homes for sale to balance out ...

Existing home sales fell to their lowest level in 14 years in September, despite mortgage rates hitting their lowest level in ...

Lower mortgage rates and rising inventory failed to entice buyers, particularly first-timers, as prices continued their ...

Prices: The cost of a condo has climbed 22.5% since 2019, while the price of the typical single-family home is up a whopping ...