Using your credit card wisely starts with understanding your card agreement and the rules you must follow to avoid high interest rates, penalties and fees. Once you’ve found a card that matches your ...
"If you're only making the minimum payment on your credit cards, you're only covering the interest and not paying down the principal ... As a result, these digital solutions are becoming more popular, ...
“We used our cards regularly, making sure to keep our usage under 30 percent ... Most banks and credit card issuers offer tools to help you track your credit score, and many of those tools are free.
"Making sure you have a streamlined process for (paying bills on time) is the cleanest way to increase your score," says Cieniewicz ... "Keep your business credit card and line of credit ...