The national average bank interest rate for 3-month CDs is 1.54% APY, but all of our top picks for the best 3-month CD rates offer significantly higher interest rates. The best 3-month CD rate is ...

In addition to nationwide CD rates, we give the best CD rate found at a local financial institution to give you an idea of the CD market as a whole. The best CD rate we've found is 9.50% APY from ...