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You grab a gift and an endearing birthday greeting card, but you may open the card and wonder “What happy birthday wish should I write?” After all, birthday greetings are incredibly important ...

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Robin Saks Frankel is a senior credit cards and personal finance writer and editor for Forbes Advisor. Previously, she covered credit cards and related content at other national web publications ...

She's been writing about credit cards and reward travel since 2011 with articles on Forbes Advisor, BoardingArea, The Points Guy and more. Her redemptio... With more than 50 million redeemed miles ...