The average American household has an average credit card debt of $8,674 annually, per the Federal Reserve Bank of New York ...

An authorized user is a person who is added to a primary account holder's credit card account. They are issued a separate ...

I typically plan one blockbuster international trip each year. Using a combination of airline miles and hotel points, I often ...

Managing a high credit card balance can be overwhelming, as the high rates that come with these borrowing tools cause the ...

Cards with these offers let you pay down new spending while avoiding interest charges for up to a year or longer, after which ...

You can always jump ship if the issuer pulls a move you don't like. There was once a time when most cards had no annual fee ...

Brand loyalists who enjoy staying at World of Hyatt properties have a limited time to earn a valuable sign-up bonus. The ...

You can apply for an EIN through the IRS for free. U.S.-based businesses and those located in U.S. territories can apply for ...

Americans can’t remember a time when it cost as much to carry a credit card balance. Banks have been raising interest rates ...

Common credit card myths include misconceptions about carrying balances, exaggerated consequences of closing cards and the ...

If you like to get a paper statement for your credit cards, be sure to read the fine print. Some companies are now charging ...

Learn how to use your APR to calculate interest charges on credit cards so you can manage debt more effectively.